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Harold Stock & Co. Solicitors

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personal injury

Government U-turn on Personal Injury Reforms

18th October 2016 by Harold Stock & Co

car crash

You may have heard that over the past year the government proposed to make further reforms to personal injury claims. One of these reforms was to effectively remove the right for people to claim for low value whiplash claims in an attempt to reduce the number of fraudulent claims being made for low value injuries and enable insurance companies to pass on savings made from not having to pay out on these low value and potentially fraudulent cases.

In a dramatic U-turn, the government has set aside its further plan to make reforms. Why? It has become apparent that previous reforms which slashed legal costs payable for all types of personal injury claims under £25,000, involved huge savings for insurance companies who do not appear to have passed on the savings to customers by reducing premiums. Figures obtained from the Association of British Insurers show that insurance claims in 2015 totaled £5.8 billion compared to £8.3 billion in 2010. Have those savings been used to reduce insurance premiums? It would appear not as the average premium has risen by over 10% Shocking news, we know!

The Association of Personal Injury Lawyers and The Law Society have continued to fight, believing there should be access to justice for all and they also continue to call to the government for a ban on cold calling and spam texting in relation to personal injury claims. We would welcome this ban. As Solicitors, we have rules which prevent us from cold calling and yet, as a profession we are the ones who bear the brunt of the criticism for the unscrupulous methods employed by other companies. 

Filed Under: Blog, Personal Injury Tagged With: personal injury, personal injury claims, personal injury compensation, whiplash

New i-Size Child Car Seat Regulations

12th October 2016 by Harold Stock & Co

What do you need to know?

New child car seat regulations were set to be introduced this December for children under 12 years of age or under 135cm in height. The changes have now been delayed until next year and are expected to come into force in March 2017.

There is no need to panic, you are not required to purchase a new alternative car seat for your child, or a new car for that matter! The current regulations are expected to run alongside the new regulations until around 2018.

However, you will not be able to use a backless booster unless your child is taller than 125cm or weighing 22kg or more. Currently, children around 15kg are able to use backless boosters, i.e., children as young as 3 years of age.

The new regulations, in comparison with the existing regulations, make some striking changes, three of which are noted below:

  1. Car seats will be purchased for children in accordance with their height and not their weight.
  2. The new i-Size car seats only fit in vehicles with ISOfix points.
  3. Babies are now to be carried in rear facing seats until they are 15 months old.

At present not all cars have ISOfix points, especially older models but the general idea is that in the future all child car seats will fit in all cars.

Whilst you are not required at this time to have a new regulation i-Size seat, you can still take safety advice from the new regulations. For example, keep your baby in a rear facing child seat for as long as possible up to the age of 15 months, or until their weight exceeds the limit for their current seat or if their head begins to protrude over the top of the seat.

So why implement new regulations, when your child is safe under the existing regulations?

Common injuries which may occur to us all, as a result of a road traffic accident, involve the neck, chest and head.

Neck: The new changes are due to research which shows that toddlers up to 15 months of age do not have very strong necks. Therefore, in keeping them in a rear facing seat, in a front end collision, their neck would be less vulnerable.

Chest: For younger children a five point harness or impact shields are best as they distribute the forces applied to the body in a crash. For older children a high backed booster allows the adult seat belt to be positioned correctly across the body.

Head: Children’s skulls are weaker than those of adults and the best way to reduce the effect of a crash on their head movement (certainly in a side impact crash) is to have a child seat with side impact protection, sometimes known as ‘wings’. For this reason, whilst booster seats are legal at the moment they are not recommended car seats, as they provide no back or side protection.

If you are involved in a road traffic accident, your child car seat may have become weaker, although not visibly damaged and therefore may require replacement. If in doubt replace it anyway.

For further advice and assistance if you have suffered injury arising out of a road traffic accident that was not your fault, please contact Kirsty Dunn on 01457835597 or by way of email to kmd@haroldstock.com

Kirsty Dunn Chartered Legal Executive 01457 835597 kmd@haroldstock.com
Kirsty Dunn
Chartered Legal Executive
01457 835597
kmd@haroldstock.com

Filed Under: News, Personal Injury Tagged With: personal injury, Solicitors

Are you entitled to make a personal injury compensation claim for an accident or illness whilst abroad?

10th September 2015 by Harold Stock & Co

Every year, thousands of people are injured in accidents abroad. Thankfully, just as in the UK, there are usually laws in force to assist people who are injured in accidents overseas. However, the law relating to personal injury compensation claims can be complex and differs from country to country, so it’s vital that you work with specialist solicitors who understand the issues and are able to secure the best possible result for you.

[Read more…] about Are you entitled to make a personal injury compensation claim for an accident or illness whilst abroad?

Filed Under: Personal Injury Tagged With: accidents abroad, personal injury, personal injury compensation claims

Cycling accidents; what compensation can injured cyclists claim for?

17th August 2015 by Harold Stock & Co

There has been a surge in the popularity of cycling in recent years, but cyclists remain amongst the most vulnerable of our road users. How vulnerable? Well government statistics show that cyclists accounted for 6 per cent of all road accident fatalities and 15 per cent of all serious injuries. Those figures suggest the answer is seriously vulnerable. Why are these figures so high? Well, it’s partly down to the nature of cycling. Cyclists have no protection other than a cycle helmet in most instances and are therefore, particularly susceptible to collision injuries. Obviously some of the cycling accidents are the direct result of weather and road conditions or are down to a failure of equipment. Sadly though the most serious injuries and fatalities usually involve, or are caused by other road users.

[Read more…] about Cycling accidents; what compensation can injured cyclists claim for?

Filed Under: Personal Injury Tagged With: personal injury, personal injury compensation awards

Injured at Work? Could You Be Entitled To Personal Injury Compensation?

10th June 2015 by Harold Stock & Co

Have you had an accident at work? Have you been injured in the course of your duties at any time in the last 3 years?

[Read more…] about Injured at Work? Could You Be Entitled To Personal Injury Compensation?

Filed Under: Personal Injury Tagged With: accident at work, personal injury, personal injury compensation

Seeking Compensation as A Result of Criminal Injuries.

3rd June 2015 by Harold Stock & Co

In most personal injury claims, both sides will argue over how much a specific injury is “worth”, and will usually reach some form of compromise agreement depending upon the degree of fault that was involved.

[Read more…] about Seeking Compensation as A Result of Criminal Injuries.

Filed Under: Personal Injury Tagged With: criminal injuries compensation, Criminal Injuries Compensation Authority, personal injury

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Harold Stock & Co Solicitors is a trading name of Harold Stock & Co Limited, a Limited Company registered in England and Wales. Company No: 07201476. Registered Office: 55-57 Stamford Street, Mossley, Tameside, OL5 0LN. Authorised and regulated by the Solicitors Regulation Authority (535629). VAT No: 991 015 916 A full list of Directors is available at the Company’s Registered Office.

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