Vacancy – Residential Conveyancing Administrator/File Progressor

An opportunity has arisen for a Residential Conveyancing Administrator/File Progressor based in our Mossley office. The main duties of the role are:-

To assist the Department to provide an excellent client focused conveyancing service and to keep clients and other relevant parties fully updated on the progress of the transaction to include:

  • Assisting with the progress of the file to completion in a timely manner
  • Providing updates to other parties involved in the transaction to include clients, selling agents, lenders and financial advisors
  • Applying for searches
  • Preparing contract packs
  • Submitting SDLT Information
  • Preparing and submitting form AP1.
  • Providing general administrative support to the fee earner
  • Answering telephone and dealing with enquiries raised where possible using the case management system and passing on to the relevant case handler where necessary.
  • General administration work on all domestic, remortgage and transfer of equity transactions i.e. chasing confirmation that mortgage advance monies will arrive from lender, applying for searches, preparing and sending out draft contracts

Person Specification:

The successful candidate will have:

Essential:

  • Professional experience of Residential Conveyancing process (minimum 12 months).
  • Excellent customer service skills
  • An ability to work with a case management system, databases and office IT systems.
  • Ability to work within a team
  • Ability to work flexibly
  • Ability to work to strict deadlines
  • A commitment to Equal Opportunities

Salary:   Dependant upon experience 

How to apply: Please forward your CV together with details of your salary expectations to our Practice Manager, Mrs Alex Newman an@haroldstock.com

We are not currently accepting applications via recruitment agencies for this position. 

 


Whit Friday – 25th May 2018 – 4pm Closure

Our offices will close at 4pm on Friday 25th May 2018 so that staff can enjoy the Band Contests taking place around our offices in Mossley.

What is Whit Friday?

Whit Friday is the name given to the first Friday after Pentecost or Whitsun. 

Whit Friday is a significant day in the calendar in many towns in the North West of England. 

In the morning, local schools and Churches take part in the Whit Walks through the town of Mossley accompanied by the sounds of brass bands. 

Then in the evening, Brass Band contests take place throughout Tameside and Saddleworth with local bands and bands visiting from much further afield taking part in the contest for prizes. 

A Whit Friday Brass Band Contest has been held in Stalybridge since at least 1870 with contests being added in Uppermill and Mossley in 1884. Since then many more contests have been added. 

We are proud to support several of our local contests and you may see our advert in some of the contest programmes. 

Tameside Brass Band Contests 2018

Saddleworth Brass Band Contests 2018

 

 


Join our Team – Experienced Wills & Probate Secretary Required

An opportunity has arisen for an experienced Wills & Probate Legal Secretary based in our Failsworth office. The main duties of the role are:-

To provide secretarial and administrative support to fee earners and directors.

Primary Duties and Responsibilities

You will perform a wide range of duties including some or all of the following:

Secretarial/Administrative:

• Audio typing using digital dictation software
• Copy Typing
• Maintaining diary systems
• Liaison with clients and other parties both in person and by phone
• Assist with the distribution of post
• Prepare and send outgoing faxes, mail, and courier parcels
• Filing of documents, ensuring that a high level of accuracy is maintained at all times.
• Photocopying and scanning.
• Opening of new files
• General administrative duties

Reception

• Answer general phone enquiries using a professional and courteous manner
• Direct phone enquires to the appropriate staff members
• Reply to general information requests with the accurate information
• Greet clients/suppliers/visitors to the organisation in a professional and friendly manner and provide them with refreshments.
• Maintenance of meeting rooms, ensuing they are kept stocked and tidy before and after all meetings.

Person Specification:

The successful candidate will have:

Essential:

• Previous legal secretarial experience in Wills & Probate
• Excellent IT skills including experience with digital dictation software and case management systems
• A keen eye for detail
• Ability and willingness to learn new skills
• Ability to work within a team
• Ability to work flexibly
• Ability to work to strict deadlines
• A commitment to Equal Opportunities

Desirable:

• A full clean driving licence and own car is preferable although not essential

Part time hours will be considered for this role.

To apply for this role, please forward your CV together with details of your current salary/salary expectations to our Practice Manager, Mrs Alex Newman an@haroldstock.com


Things to Consider before Buying a Property

Buying a property can be a stressful process, especially if you are not prepared before you decide to buy. Having a plan set in place before you start the hunt is key for getting the best out of your property search. Harold Stock and Co are here with seven things to consider before buying a property. Continue reading…


How Ken Dodd Avoided Inheritance Tax

Last month, the UK said goodbye to a national treasure, as singer and comedian Ken Dodd passed away after a severe chest infection. Two days before his passing, however, he and his partner of forty years, Anne Jones, decided to marry. It has been said that Dodd has “had the last laugh” as doing so would ensure that Anne doesn’t lose £2 million in inheritance tax.  It is important to note that Ken Dodd made a Will leaving his estate to Anne.

What is Inheritance Tax and how much is it?

Inheritance tax (IHT) is a tax on the estate of whoever has died. There are a few circumstances IHT is not paid, such as if the value of your estate is below the threshold of £325,000, you leave everything to your spouse or civil partner or if you leave everything to an exempt beneficiary such as a charity. If the value is above the nil rate band (NRB) of £325,000, then part of your estate above this will be liable for the tax rate at 40%, which is fixed until 2021.

The home allowance, or RNRB, has recently been introduced. This is on top of the nil rate band. In order for this to apply you must pass your home or a share of it to your children or grandchildren.

Given certain conditions are met, the home allowance gives you an additional allowance to be used to lower the IHT against your home. At the moment, the home allowance is £125,000 but is set to rise to £175,000 by 2021 and will be in line with the consumer price index from then on.

Valuing your Estate

To value an estate you must first devise a list of all assets and calculate their value at the date of death, and deduct any debts and liabilities. It is important to keep record of how you calculated it, such as estate agents valuation. HMRC are entitled to request a viewing of the records up to twenty years after IHT is paid.

Assets include banked money, property and land, valuable possessions, insurance policy pay-outs and jointly owned assets. Gifts must also be included, such as cash or other assets, if they were to be given away in the seven years before the individual has passed.  Gifts given to the deceased before this period must also be included if they continued to benefit from it, such as if they were to give their house way but continue to live in it up until death. These are also known as “gifts with reservations of benefit.”

Who Pays Inheritance Tax?

If there is a Will, it will be the executor who arranges to pay the IHT. If not, it will come down to the administrator of the estate. IHT is normally paid from funds within the estate, or from sales of assets if the estate has no cash. There are also times where the deceased has left money in the estate to pay this tax, or may have arranged for a life insurance policy to cover the bill.

When do you pay Inheritance Tax?

IHT must normally be paid within six months of the person’s death. After that there will be an interest charge from HMRC, regardless of if the executor chooses to pay by instalments over the years. If the Asset is sold before IHT is paid, the executors must ensure all instalments and interest are paid by then.

If your estate is likely to incur IHT, it’s ideal for the executor to pay some tax within the first six months of death to avoid paying interest for late payment.

Using Life Insurance to pay Inheritance Tax

Taking out a life insurance policy to pay some or all of your IHT bill can give you peace of mind you’re not passing down a big tax bill to your family and friends when you pass away. If you choose to do this, it is important to ensure you take advice before making any decisions. You will only reduce IHT on your estate if your life insurance policy is written in trust during your lifetime. If not then the policy proceeds will count towards the value of your estate and be liable to IHT on your death.

The importance of having a properly drafted Will

If you die without making a Will, you will die intestate. In these circumstances, your estate may not automatically pass to your spouse in its entirety. The rules relating to inheritance tax are therefore different and your loved ones may end up paying more tax than they would have to had you had a properly drafted Will.

If you have not yet had a Will drafted or your circumstances have changed since your Will was drafted, our specialist Wills & Probate Solicitors can advise you in relation to your Will and the planning of your estate. Should you be unable to travel to one of our offices, Claire and Ivana will be happy to visit you at home. 

Claire Atkinson
Solicitor for the Elderly
1 Anthony Street
Mossley
OL5 0LN
01457 835597
ca@haroldstock.com

Ivana Bailey, Solicitor
56-58 Pole Lane
Failsworth
M35 9PB
0161 682 2400
ib@haroldstock.com


Who? When? Where? How? –

Who? When? Where? How? These are the Questions that a Coroner will be seeking to answer when someone dies in circumstances where it is suspected that they passed away because of a violent or unnatural death, if they die in custody whilst detained for immigration or for mental health purposes, or when the cause of death is unknown. Continue reading…